ADC empowers budding entrepreneurs in Myanmar and Malawi through microfinance. We believe that by supporting entrepreneurs through microfinance, entire communities can work their way out of poverty through business development. We give credit where credit is due.

Why do you exist?

Most of us take access to credit for granted. Yet it is not accessible to everyone. Poorer people, especially in developing countries, are generally considered to be highly risky to lend to and therefore struggle to access credit from traditional banks. Credit is a catalyst for economic growth, which enables innovation and technological advance. A lack of credit means a lack of opportunity, which is prevalent in many countries where the economy is stuck in a low growth cycle with high inflation and unemployment. ADC's micro loans give skilled, enterprising communities another option.


What do you do?

Give a poor man a fish and you feed him for a day. Teach him to fish and you give him an occupation that will feed him for a lifetime.

As traditional banks won't generally lend to poor people within developing countries, they are forced to turn to loan sharks and pawn shops, which may charge interest rates in excess of 200% per annum. ADC Microfinance, through its microfinance partners in Myanmar and Malawi,  provides an alternative option for them at a much lower interest rate of approximately 30% per annum. 

ADC offers micro loans to skilled, enterprising communities in Myanmar and Malawi. These loans act as capital for them to start small businesses which in turn helps them and their families to forge improved, sustainable lifestyles. ADC prides itself on having a 98% loan repayment rate.


What are your current goals?

  • Provide ambitious and skilled business people living in marginalised communities, who have bright ideas and intimate knowledge of their local markets, with access to affordable capital. With as little as NZ$200 these poverty-focused micro loans will help these entrepreneurs to start or expand a flourishing business. The income they receive enables them to repay their loan, meaning that the capital funds are available to be lent out over and over again.

  • Contribute another 2000 loans to budding entrepreneurs living within Myanmar & Malawi over the next year. 

  • Expand awareness of this social issue within New Zealand, and educate people about the benefits of 'fishing for themselves' essentially. 

  • Celebrate women entrepreneurship on a global scale, by inspiring NZ entrepreneurial women in line with celebrating the successes our microfinance clients have had. 86% of our clients in partnership with our microfinance institutions, are women. 

  • Work with our partner microfinance institutions to improve our overall loan repayment rate of 98%.

Want to support ADC Microfinance?

You can support them with 1% of your income through One Percent Collective.